SAVE-THE-DATE!

 

August 5th, 2008

6:00pm - 8:30pm

Hidden Valley Park at Windemere

A fun family friendly event!

 

3rd Annual National Night Out at Windemere

www.PlatinumClubRealty.com/NationalNightOut

A Crime Prevention & Safety Awareness Event.

- Recognize our local Police & Fire Heroes

- Fire Truck & Police Car Tours

- Raffle with Fantastic Prizes

SKIP THE COOKING! Bring the whole family!

- Free Food, Beverages, & Desserts

 

Come Support Your Community! Meet Your Neighbors!

 RSVP Today!

 

A Free Windemere Community Presentation brought to YOU by

Zia Chernyak | (925) 984-7671

Platinum Club Realty Team, California Realty Group

www.PlatinumClubRealty.com

Steve Booras, Oleg Chernyak, Steve Tahsler | UPG Financial

www.UPGfinancial.com

3 Beautiful New Homes - Select Your Dream Home at Windemere!

 

Move In: Summer 2008

Call Zia at (925) 984-7671 for more information!!

3752 + sq ft approx.

5 Bedrooms

3 1/2 Baths

Casita

Lot Size: 6000 sq ft approx.

Approx. $250K Incentives on Price!

3752 + sq ft approx.

5 Bedrooms

3 1/2 Baths

Casita

Lot Size: 6834 sq ft approx.

Approx. $250K Incentives on Price!

4099 sq ft approx.

6 Bedrooms

4 1/2 Baths

Lot Size: 6000 sq ft approx.

Approx. $250K Incentives on Price

Here's your chance on a Great Opportunity!

A New Home in Windemere

3773 sq. ft. approx.

List Price: $926,900 (Let Zia Negotiate for You!)

5 Bedroom, 4 Bath, 2 Living/2 Dining, 3 Car Garage (1 Tandem)

Move In: 30 Day Close

Source: New Home Sales Office. All sizes are approximations. Buyer to Verify.

Hello,

Hope you had a great Father's Day Weekend!

With our latest newsletter, you can Read the Real Estate Brief, Check out the Current Mortgage Rates and Recent Sales Activity for Single Family Homes in San Ramon & Danville, CA.

June 2008 Newsletter

Looking for a New Home or Need to Refinance?

Give Zia a call at (925) 984-7671 or Oleg at (925) 984-7734 today!

We look forward to hearing from you.

 

Have a Fantastic Week!

Best Regards,

Oleg & Zia Chernyak 

Platinum Club Realty Team | California Realty Group

www.PlatinumClubRealty.com

Fantastic Opportunity at an

Estate Residence Community in Windemere!

• A Residence 2, approx. 4411 sq ft.
• Quick Move in Home (June-July 2008)
• Lot Size approx. 9410 sq. ft.
• Upgrades Include Sub Zero Refrigerator, Pre-Wire for Lights, French Door at Dining Room, Chocolate Colored Cabinets
• Customize YOUR flooring and Countertops!!

LIST PRICE: $1,431,835 **

**GREAT INCENTIVE PRICING available on this home! Just came available!

Source: New Home Sales Office. All sizes are approximations. Buyer to Verify.

Have you been looking for a dream home in the

3500 - 4000 sq ft range in San Ramon?

 

A Great Opportunity just showed up in Windemere!

A New Home Corner Lot with Open Space Views!

List Price: $1,020,000 (Negotiable!!!)

Move In: June 20, 2008

All Stainless Steel Appliances, Upgraded Granite Slab Kitchen Counters, Home Theater Pre-Wire, Two-tone paint, Cherry Cabinets and Stair Rails, Laundry sink and Vegetable Sink Included, Fireplace in Living Room & more!

Call Zia at (925) 984-7671

for more information and for a list of included options!

 

Enjoy the long weekend!

Warm Regards,

Zia & Oleg Chernyak

Platinum Club Realty Team | California Realty Group

All sizes and measurements are approximations. Information source New Home Sales Office.

Good Afternoon,

Hope you're having a great week!

Take a break and read about Real Estate in San Ramon, New Homes Now Selling, The Market Snapshot, Mortgage Rates and more!

May 2008 Newsletter

 

The Platinum Club Realty Team -

Your One Stop Real Estate & Financing Portal!

 

Give Zia a call at (925) 984-7671 or Oleg at (925) 984-7734 today!

We look forward to hearing from you.

 

Best Regards,

Oleg & Zia Chernyak 

This week brings us the release of seven relevant economic reports for the bond market to digest. We are also heading into corporate earnings season which could lead to fluctuations in the stock markets. If earnings come in lighter than estimates, the stock markets may fall, leading to an influx of funds into bonds. But, if earnings and forecasts are strong, the major stock indexes may rally, pulling funds from bonds and leading to higher mortgage rates. Some of the most influential companies don't report quarterly earnings for a few more weeks, but the early releases could affect optimism about what those big named companies' earnings will show.

1.) The first important report comes early tomorrow morning when the Commerce Department will release March's Retail Sales data. This piece of data gives us a measurement of consumer spending, which is very important because consumer spending makes up two-thirds of the U.S. economy. Current forecasts call for a 0.1% increase in sales last month. If we see a larger increase in spending, the bond market will probably fall and mortgage rates will rise. However, a weaker than expected reading could push bond prices higher and mortgage rates lower tomorrow.

2.) The Labor Department will post March's Producer Price Index (PPI) early Tuesday morning, giving us an important measurement of inflationary pressures at the producer level of the economy. There are two portions of the report that analysts watch; the overall reading and the core data reading. The core data is more important to market participants because it excludes more volatile food and energy prices. If it shows rapidly rising prices, inflation fears may hurt bond prices, leading to higher mortgage rates Tuesday morning. However, a small increase, or better yet a decline in prices, would be good news for the bond market and mortgage rates. Current forecasts are calling for a 0.4% increase in the overall reading and a 0.2% rise in the core data.

3.) There are four pieces of news scheduled for release Wednesday. The first is the sister report of the PPI. March's Consumer Price Index (CPI) will be released early Wednesday morning. This index is very similar to Tuesday's PPI, but tracks prices at the more important consumer level of the economy. This is one of the most important pieces of data we see each month, so stronger than expected readings will undoubtedly lead to higher mortgage rates. Current forecasts are calling for an increase of 0.3% in the overall index and 0.2% in the core data.

4.) March's Housing Starts report is the second report to be posted Wednesday morning, but it will most likely be a non-factor in the market. It gives us a measurement of housing sector strength and mortgage credit demand, however, usually doesn't cause much movement in mortgage pricing unless it varies greatly from forecasts. It is this week's least important report.

5.) The third is March's Industrial Production report at 9:15 AM ET. It gives us a measurement of output at U.S. factories, mines and utilities, translating into an indication of manufacturing sector strength. Current forecasts are calling for a decline in production of 0.1%. Since signs of a weakening economy are considered favorable to bonds and therefore mortgage rates, a larger decline would be good news for mortgage pricing. However, the CPI is by far the most important data of the day.

6.) The Federal Reserve will post its Fed Beige Book report at 2:00 PM ET Wednesday. This report, which is named simply after the color of its cover, details economic conditions throughout the U.S. by region. Since the Fed relies heavily on it during their FOMC meetings, its results can have a fairly big impact on the financial markets and mortgage rates if it reveals any surprises.

7.) Thursday's sole monthly report is the Conference Board's Leading Economic Indicators (LEI). This data attempts to measure economic activity over the next three to six months. If it estimates an increase in activity, the bond market may fall and mortgage rates could rise. If it shows weaker than expected readings, the bond market may rally and mortgage rates should move lower. This is considered to be a moderately important report, so we may see some movement in rates as a result of this report. It is expected to show an increase of 0.1%.

Overall, look for the most movement in rates early in the week. The Retail Sales, PPI and CPI reports are the biggest names on the agenda. Any of the three can cause significant movement in the markets and mortgage rates, so please proceed cautiously if still floating an interest rate.

Hello,

Hope you had a great week!

Kick off the weekend with a review of our Newsletter to keep you up to date on Real Estate & Financing News.

Get insight about buying a home in Windemere or Gale Ranch. Read what a Foreclosure vs REO vs Short Sale is. Check out the New Homes Now Selling in Gale Ranch and Windemere. Review the Mortgage Rates!

April 2008 Newsletter

Have a Real Estate or Financing Question?

Give Zia a call at (925) 984-7671 or Oleg at (925) 984-7734 today!

We look forward to hearing from you.

Have a Great Weekend!

Best Regards,

Oleg & Zia Chernyak