Our New Blog

With everyone gearing up for President's Day Weekend -

#1. Heading out to the slopes for a weekend of skiing

#2. Getting ready to shop till you drop and score on the retal store sales

#3. Interested in buying a home in Windemere, Gale Ranch, or in Dublin.

I would like to hear about the deals on #2 if anyone has the scoop!!

#3 is where I come in - Here's your Real Estate Update as of 2/13/09.

San Ramon Real Estate Summary

• 26 Single Family homes available in Windemere & Gale Ranch
• Starting with 1436 sq ft approx. listed at $575,000 with 3 bedrooms, 2.5 bath
• Up till 3223 sq ft approx. listed at $770,000 with 5 bedrooms, 3.5 bath
• Homes available with 1Bedroom/1 Bath at the Street Level
• Across San Ramon there are 220 detached Single Family homes available for Sale
• Home Sales: 16 Homes Sold in Jan 2009
• Pending: 83 Pending Home Sales as of 2/12/09
• Fantastic Options & Deals abound in New Home selections across Windemere & Gale Ranch
  

• 91 Single Family homes for sale in Dublin
• Starting with 1053 sq ft approx. listed at $395,000, 3 bedrooms, 2 bath
• Up till 5532 sq ft listed at 1,368,888 with 6 bedrooms, 6.5 bath
• Model Homes available for Sale in Dublin
• Homes available with 1Bedroom/1 Bath at the Street Level
• Home Sales: 17 Home Sales in Jan 2009
• Pending: 54 Pending Home Sales as of 2/12/09

New Home Highlight:
Cantara at Positano has a spotlight home 3027 sq ft approx. with stainless steel appliances, Beech cabinets with Teak Finish, Granite Slab countertops & more!

Call Zia at (925) 984-7671 today to represent you!

Financial News Summary
Congress voted today Friday 2/13 on a ~ $790 billion economic stimulus bill that included an expansion of a first-time homebuyer tax credit and restored to $729,750 the upper loan limit in high-cost areas for Fannie Mae, Freddie Mac and FHA loan guarantee programs. The next step is for President Obama to sign the American Recovery and Reinvestment Act of 2009 bill into law.

For all your Financing questions/needs - Financing, Pre-Qualification, Pre-Approval, Re-Financing, Loan Modification, First Time Home Buyer Options, FHA & more, please e-mail Financing@PlatinumClubRealty.com

Call Zia Today to schedule a Real Estate Preview Tour!

(925) 984-7671

Zia & Oleg Chernyak

Your Real Estate & Financing Professionals
Platinum Club Realty Team | CRG | UPG
Cell (925) 984-7671 | Toll Free (888) PLT-RLTY | Fax (925) 556-6104
E-mail Us | www.PlatinumClubRealty.com

Visit our Blog at www.PlatinumClubRealty.com/OurBlog 

"A kind word can warm three winter months"

- Japanese Proverb

From our family to yours -

Wishing you a Cheerful, Warm, and Happy Holiday!

~ Welcome Home & Thank you to our Platinum Club Clients ~

Warm Regards,

Zia & Oleg Chernyak

(925) 984-7671

www.PlatinumClubRealty.com

Dear First Time Home Buyers,

If the following profile fits you, a window of opportunity has presented itself, and I'd like to share this information with you...

Upon reading the following profile and matching it to your own quest for that Dream Home, please give me a call at (925) 984-7671 to discuss detailed information. 

The next steps would then be to evaluate your options, ensure your financing is in order, and pick your dream home to move into by year end and at a steal!! - What a way to celebrate the New Year!

Home Buying Profile to match -

• Been looking for that Dream Home in San Ramon
• Heard about the Excellent SRVUSD school district
• Weighed the benefits of moving to Windemere or Gale Ranch
• Been pre-qualified or plan to get pre-qualified and have thought about or have your down payment accessible
• Interested in a NEW home somewhere around 2000 sq ft
• Your perfect price point range would be somewhere between  $600,000 - $750,000
• Been waiting for the right time, the perfect time, perhaps the end of the year to make your move

DO WE HAVE A MATCH?

Only a handful of homes are left before the community is sold out - we have an opportunity to get you the best deal on a New Home to move in by year end and the homes are nicely loaded with options!!

Disclaimer: Since these are smoking Hot deals for the year end, I would highly recommend previewing these homes early on to evaluate your options, so you have some CHOICE in picking the homesite you want.

Call Zia Today to schedule a Tour!

(925) 984-7671

Zia & Oleg Chernyak

Your Real Estate & Financing Professionals
Platinum Club Realty Team | California Realty Group
Cell (925) 984-7671 | Toll Free (888) PLT-RLTY | Fax (925) 556-6104
E-mail Us | www.PlatinumClubRealty.com

Visit our Blog at www.PlatinumClubRealty.com/OurBlog 

Preview our Newsletter at www.PlatinumClubRealty.com/Newsletter

Happy Friday!

Here's something to get you thinking about the upcoming relaxing weekend...

Welcome to the Platinum Club Realty Team October 2008 newsletter.

Read about the September Real Estate Market update for San Ramon - Early Enrollment with the SRVUSD - New Homes and more...

Platinum Club Realty Team - October 2008 Newsletter

For more information for First Time Home Buyers, on New Home Community Inventory/Incentives, on Short Sales in the area, on Bank Owned Homes in the area & more, please call today!

Call Zia Today!

(925) 984-7671

Zia & Oleg Chernyak

Your Real Estate & Financing Professionals
Platinum Club Realty Team | California Realty Group
Cell (925) 984-7671 | Toll Free (888) PLT-RLTY | Fax (925) 556-6104
E-mail Us | www.PlatinumClubRealty.com

Visit our Blog at www.PlatinumClubRealty.com/OurBlog 

Happy Friday!

Good News for everyone who's been following the Elementary School news in the Windemere, Gale Ranch, and Alamo Creek areas.

SRVUSD has initiated an Early Enrollment process. Parents can enroll children who will be age 3 or older by December 2, 2008.

Important Dates

SRVUSD: Early Enrollment

Zia & Oleg Chernyak | Your Real Estate & Financing Professionals
Platinum Club Realty Team | California Realty Group
Cell (925) 984-7671 | Toll Free (888) PLT-RLTY | Fax (925) 556-6104
E-mail Us | www.PlatinumClubRealty.com

Visit our Blog at www.PlatinumClubRealty.com/OurBlog 

First Time Home Buyers

A Starter Home

Looking to move to Windemere?

Now's your chance.....This opportunity will not last!

Click below for more details!

New Home: 3 Bedroom, 2.5 Bath, 2 Car Garage

Firetruck Park, Sports Park, and Elementary School - walking distance!

Move In: Estimated November 2008

Great Incentives are being offered on this home! Price is Negotiable!

Call Zia at (925) 984-7671 for more information!!

Monday's bond market has opened up sharply following a steep sell-off in stocks during early trading. The stock markets are reacting to news that Lehman Brothers filed for bankruptcy and other related financial sector news. This has pushed the Dow lower by 250 points and the Nasdaq down 33 points. The fact that the bond market is currently up 48/32, should improve Monday's mortgage rates by approximately .500 of a discount point (or 0.5%).

The news the Lehman was unable to find buyers for its businesses and filed for bankruptcy protection has significantly raised concerns that the financial sector of the market is nowhere near stabilizing and has many fearing that more collapses may be coming in the near future. There are concerns about other banks and financial services companies on the verge of collapse that could create turmoil in international markets also. The benefactor to this news and concern is the bond market as investors seek safe-haven from the volatility. Whether this spike in bond prices will hold is unknown at this time, but what is a safe bet is that more news like this weekend's reports could make mortgage-related bonds much more attractive to investors and may lead to a downward trend in mortgage rates.

Also contributing to this morning's bond gains was a much larger decline in industrial production than analysts had expected. Monday morning's release of August's Industrial Production report revealed a 1.1% decline in factory output. This was much weaker than analysts' forecasts of a 0.3% decline and indicates that the manufacturing sector was weaker than thought in August. This is good news for bonds and mortgage rates because slowing economic activity eases inflation concerns.

Tuesday morning brings us the release of August's Consumer Price Index (CPI). This is one of the most important reports we see each and every month. It is considered to be a key indicator of inflation at the consumer level of the economy. There are two readings in the report - the overall index and the core data reading. Current forecasts are calling for 0.1% decline in the overall reading and a 0.2% rise in the core data reading. A larger increase in the core data would likely lead to higher mortgage rates tomorrow, while a smaller increase would be good news.

The FOMC meeting will adjourn at 2:15 PM tomorrow, Tuesday 9/16. There is little debate about a possible change to key short-term interest rates at this meeting. The overwhelming consensus is that there will be no change to rates at this meeting. However, the post-meeting statement could very well lead to volatility during afternoon trading as investors dissect it in an effort to find the Fed's expected next move. The wild card is how the markets react to the statement. If we see significant weakness in stocks, the bond market may benefit as a safe-haven from the volatility. This could lead to lower mortgage rates tomorrow afternoon and Wednesday morning.

If I were considering financing/refinancing a home, I would.... Lock if my closing was taking place within 7 days... Lock if my closing was taking place between 8 and 20 days... Lock if my closing was taking place between 21 and 60 days... Float if my closing was taking place over 60 days from now... This is only my opinion of what I would do if I were financing a home. It is only an opinion and cannot be guaranteed to be in the best interest of all/any other borrowers.

Hello Everyone,

Hope you're having a nice relaxing weekend!

We enjoyed meeting a lot of you at National Night Out (NNO) 2008 at Windemere. Be on the lookout for an article, photos, and raffle winners soon! To elicit your feedback, we recently sent NNO 2008 participants a survey link to help us plan for NNO 2009. If you'd like to participate in the survey, please send us an e-mail now to participate.

Check out our website when you get a chance - the latest SRVUSD API Scores for 2007-2008, and Market Snapshots are now available. Also, peruse our newsletter that will give you an idea about how the market is trending, Months of Inventory, August Sales Activity in Danville & San Ramon and also, a look at New Homes in different areas you might be considering.

September 2008 Newsletter

If you have a suggestion for what you'd like to hear more about in our newsletter, please send us an e-mail here. We love hearing from you.

Hope you're having a great week,

I thought this was definitely Newsworthy enough to pass on right away to everyone! If you've been following Mosaic at Gale Ranch, you should know about the potential new release of homes that will be taking place at some of the communities there tomorrow - Saturday September 6th.

Here comes the newsworthy part!

I love visiting with everyone over at Mosaic at Gale Ranch because they do a great job of showcasing their communities. While I was over at Belmaison this morning, guess what..folks are starting to camp out for an anticipated release of new homes....NEXT Saturday, September 13th. That's right NEXT Saturday! Folks have their strategy down to camp out for over a week.

There are a couple of models that have shown to be extremely popular at Belmaison- Residence 1s & Residence 2s. Names are starting to be put on a list, and all the serious contenders are patiently camping out in their cars for the much awaited Release 3 and for a chance at a homesite, model, and plan of their preference. We have to applaud the persistence and commitment of these home buyers!

So, if you're looking for up to date information on Belmaison or any other Mosaic or Gale Ranch community - prices, sq ft, homesites, quick close homes, please give me a call at (925) 984-7671. I would love to hear from you and help you find your dream home!

Happy Reading!

SAVE-THE-DATE!

August 5th, 2008

6:00pm - 8:30pm

Hidden Valley Park at Windemere

A fun family friendly event!

3rd Annual National Night Out at Windemere

A Crime Prevention & Safety Awareness Event.

- Recognize our local Police & Fire Heroes

- Fire Truck & Police Car Tours

- Raffle with Fantastic Prizes

SKIP THE COOKING! Bring the whole family!

- Free Food, Beverages, & Desserts

Come Support Your Community! Meet Your Neighbors!

 RSVP Today!

A Free Windemere Community Presentation brought to YOU by

Zia Chernyak | (925) 984-7671

Platinum Club Realty Team, California Realty Group

www.PlatinumClubRealty.com

Steve Booras, Oleg Chernyak, Steve Tahsler | UPG Financial

www.UPGfinancial.com